Hi Jan, I'm not going to be much help here, but I sold something in the last few weeks and I was able to withdraw the money immediately even though I had no contact or feedback from the buyer until weeks later when she returned from holiday.
I had heard you weren't going to be able to withdraw money for a set period (month?) if your feedback was less than 100.
but this hasn't applied to me even though my feedback is 76 (only joined ebay in Jan)
Seems there's been a lot of rumour surrounding the ebay changes and they aren't dealing with it very well as people are very suspicious of ebay just now don't you agree?
Someone'll probably be along soon who knows more than me
Linda
xx